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Outsourcing Agreement

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Date:
2003
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143K
ID:
#938806

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                          DATED AS OF DECEMBER 30, 2002

                                 BY AND BETWEEN

                          CREDITEK MEDIFINANCIAL, INC.

                                       AND

                               DJ ORTHOPEDICS, LLC



                                TABLE OF CONTENTS


                                                                                                      
ARTICLE I DEFINITIONS AND CONSTRUCTION...............................................................     1

  Section 1.1      Definitions.......................................................................     1
  Section 1.2      References; Exhibits..............................................................     9
  Section 1.3      Headings..........................................................................    10

ARTICLE II TERM; UP-FRONT PAYMENT....................................................................    10

  Section 2.1      Term..............................................................................    10
  Section 2.2      Up-Front Payment..................................................................    10

ARTICLE III SERVICES.................................................................................    11

  Section 3.1      Generally.........................................................................    11
  Section 3.2      Change in Scope of Services.......................................................    11
  Section 3.3      Transition Period.................................................................    11
  Section 3.4      Service Locations.................................................................    12
  Section 3.5      Provision of Technology...........................................................    12
  Section 3.6      HIPAA Compliance..................................................................    12
  Section 3.7      Compliance With Disclosure Law....................................................    13
  Section 3.8      Changes in Law and Regulations....................................................    13
  Section 3.9      Non-Solicitation..................................................................    13
  Section 3.10     Non Compete.......................................................................    14
  Section 3.11     Cooperation.......................................................................    14
  Section 3.12     Financial Information.............................................................    14

ARTICLE IV CLIENT RESPONSIBILITIES...................................................................    15

  Section 4.1      CLIENT Contract Executive.........................................................    15
  Section 4.2      Billing and Collection............................................................    15
  Section 4.3      Existing CLIENT Employees; Transferred and Leased Employees.......................    16

ARTICLE V SERVICE LEVELS.............................................................................    18

  Section 5.1      Service Levels....................................................................    18
  Section 5.2      Change in Scope of Service Levels.................................................    18
  Section 5.3      Adjustment of Service Levels......................................................    18
  Section 5.4      Reports...........................................................................    18
  Section 5.5      Root-Cause Analysis...............................................................    18
  Section 5.6      Measurement and Monitoring Tools..................................................    18
  Section 5.7      Continuous Improvement and Best Practices.........................................    19

ARTICLE VI PROJECT TEAM..............................................................................    19

  Section 6.1      OUTSOURCER Contract Executive.....................................................    19
  Section 6.2      Project Staff; On-Site Manager....................................................    19


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