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364-Day Competitive Advance and Revolving Credit Facility Agreement [Amended and Restated]

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                          AMENDED AND RESTATED 364-DAY

                        COMPETITIVE ADVANCE AND REVOLVING
                            CREDIT FACILITY AGREEMENT

                          Dated as of December 14, 2001

                                      among

                                   AT&T CORP.,

                            THE LENDERS PARTY HERETO,

                   CITIBANK, N.A., CREDIT SUISSE FIRST BOSTON,
                      DEUTSCHE BANK AG NEW YORK BRANCH and
                                     GOLDMAN
                           SACHS CREDIT PARTNERS L.P.,
                            as Administrative Agents,

                                       and

                                 CITIBANK, N.A.,

                                as Paying Agent,

                                      with

                    SALOMON SMITH BARNEY INC., CREDIT SUISSE
                          FIRST BOSTON, DEUTSCHE BANC
                       ALEX. BROWN INC. and GOLDMAN SACHS
                              CREDIT PARTNERS L.P.,
                     as Joint Lead Arrangers and Bookrunners

                                       and

                        BANK ONE, NA, THE BANK OF TOKYO-
                   MITSUBISHI, LTD., NEW YORK BRANCH, BANK OF
                     AMERICA, N.A., BARCLAYS BANK PLC, BNP
                    PARIBAS, THE ROYAL BANK OF SCOTLAND PLC,
                      NEW YORK BRANCH, INTESABCI, NEW YORK
                   BRANCH, THE FUJI BANK, LIMITED, HSBC BANK
                      USA, and FIRST UNION NATIONAL BANK,
                                 as Co-Arrangers

                                       i


                                TABLE OF CONTENTS

                                                                            Page

ARTICLE I Definitions

         SECTION 1.01. Defined Terms..........................................1

ARTICLE II The Credits

         SECTION 2.01. Commitments...........................................17
         SECTION 2.02. Loans.................................................17
         SECTION 2.03. Competitive Bid Procedure.............................18
         SECTION 2.04. Standby Borrowing Procedure...........................20
         SECTION 2.05. Conversion and Continuation of Standby Loans..........20
         SECTION 2.06. Fees..................................................21
         SECTION 2.07. Repayment of Loans; Evidence of Debt..................22
         SECTION 2.08. Interest on Loans.....................................22
         SECTION 2.09. Default Interest......................................23
         SECTION 2.10. Alternate Rate of Interest............................23
         SECTION 2.11. Termination and Reduction of Commitments..............23
         SECTION 2.12. Prepayment............................................24
         SECTION 2.13. Reserve Requirements; Change in Circumstances.........24
         SECTION 2.14. Change in Legality....................................26
         SECTION 2.15. Indemnity.............................................26
         SECTION 2.16. Pro Rata Treatment....................................27
         SECTION 2.17. Sharing of Setoffs....................................27
         SECTION 2.18. Payments..............................................28
         SECTION 2.19. Taxes.................................................28
         SECTION 2.20. Mandatory Assignment; Commitment Termination..........30

ARTICLE III Representations and Warranties

         SECTION 3.01. Organization; Powers..................................30
         SECTION 3.02. Authorization.........................................31
         SECTION 3.03. Enforceability........................................31
         SECTION 3.04. Governmental Approvals................................31
         SECTION 3.05. Financial Statements..................................31
         SECTION 3.06. Litigation; Compliance with Laws......................31
         SECTION 3.07. Federal Reserve Regulations...........................32
         SECTION 3.08. Investment Company Act; Public Utility
                       Holding Company Act...................................32
         SECTION 3.09. Use of Proceeds.......................................32
         SECTION 3.10. No Material Misstatements.............................32

ARTICLE IV Conditions of Effectiveness and of Lending
         SECTION 4.01. All Borrowings........................................32
         SECTION 4.02. Closing Date..........................................33

ARTICLE V Covenants

         SECTION 5.01. Existence.............................................33
         SECTION 5.02. Financial Statements, Reports, Etc....................33

                                       ii


         SECTION 5.03. Maintaining Records...................................34
         SECTION 5.04. Use of Proceeds.......................................34
         SECTION 5.05. Consolidations, Mergers, Sales of Assets
                       and Separation Transactions...........................34
         SECTION 5.06. Limitations on Liens..................................35
         SECTION 5.07. Limitations on Sale and Leaseback Transactions........35
         SECTION 5.08. Total Debt to EBITDA Ratio............................35

ARTICLE VI Events of Default

ARTICLE VII The Agents

ARTICLE VIII Miscellaneous

         SECTION 8.01. Notices...............................................39
         SECTION 8.02. Survival of Agreement.................................39
         SECTION 8.03. Binding Effect........................................39
         SECTION 8.04. Successors and Assigns................................40
         SECTION 8.05. Expenses; Indemnity...................................42
         SECTION 8.06. Applicable Law........................................42
         SECTION 8.07. Waivers; Amendment....................................43
         SECTION 8.08. Entire Agreement......................................43
         SECTION 8.09. Severability..........................................43
         SECTION 8.10. Counterparts..........................................43
         SECTION 8.11. Headings..............................................43
         SECTION 8.12. Jurisdiction, Etc.....................................43
         SECTION 8.13. Waiver of Jury Trial...................................1

                                      iii



         Exhibits and Schedules

Exhibit A-1       Form of Competitive Bid Request
Exhibit A-2       Form of Notice of Competitive Bid Request
Exhibit A-3       Form of Competitive Bid
Exhibit A-4       Form of Competitive Bid Accept/Reject Letter
Exhibit A-5       Form of Standby Borrowing Request
Exhibit B         Form of Assignment and Acceptance
Exhibit C         Form of Opinion of Counsel for AT&T Corp.
Exhibit D         Form of Note
Exhibit E         Form of AT&T Business Guaranty


Schedule 2.01     Commitments

                  AMENDED AND RESTATED 364-DAY COMPETITIVE ADVANCE AND REVOLVING
CREDIT FACILITY AGREEMENT (the "Agreement") dated as of December [__], 2001,
among AT&T CORP., a New York corporation (the "Borrower"), the lenders listed in
Schedule 2.01 (the "Lenders"), CITIBANK, N.A. ("Citibank"), CREDIT SUISSE FIRST
BOSTON ("CSFB"), DEUTSCHE BANK AG NEW YORK BRANCH ("DB") and GOLDMAN SACHS
CREDIT PARTNERS L.P. ("GSCP"), as administrative agents for the Lenders (in such
capacity, the "Administrative Agents"), Citibank, as paying agent for the
Lenders (in such capacity, the "Paying Agent") and with SALOMON SMITH BARNEY
INC., CSFB, DEUTSCHE BANC ALEX. BROWN INC. ("DBAB") and GSCP, as joint lead
arrangers and bookrunners (the "Joint Lead Arrangers").

                  PRELIMINARY STATEMENTS

(1) The Borrower is a party to that certain 364-Day Competitive Advance and
Revolving Credit Facility Agreement dated as of December 28, 2000, among the
Borrower, the lenders party thereto, the co-arrangers party thereto, The Chase
Manhattan Bank ("Chase"), CSFB and GSCP, as administrative agents, Chase, as
paying agent, and Chase Securities Inc., CSFB and GSCP, as joint lead arrangers
and bookrunners (the "Existing Bank Agreement").

(2) The parties hereto have agreed to amend and restate the Existing Bank
Agreement, on the terms and conditions hereinafter set forth, to provide for,
among other things, a reduction in the Total Commitment of the Lenders
hereunder.

(3) The Borrower has requested that the Lenders continue to extend credit to the
Borrower to enable it to borrow on a standby revolving credit basis on and after
the date hereof and at any time and from time to time prior to the Maturity Date
(as herein defined) a principal amount not in excess of $8,000,000,000 at any
time outstanding. The Borrower has also requested that the Lenders continue to
provide a procedure pursuant to which the Borrower may invite the Lenders to bid
on an uncommitted basis on short-term borrowings by the Borrower maturing on or
prior to the Maturity Date. The proceeds of such borrowings are to be used to
refinance the Existing Bank Agreement (as hereinafter defined) and for other
general corporate purposes of the Borrower, including the repayment of maturing
commercial paper of the Borrower. The Lenders are willing to extend such credit
to the Borrower on the terms and subject to the conditions herein set forth.

Accordingly, the Borrower, the Lenders and the Agents agree that, effective as
of the Closing Date, the Existing Bank Agreement is hereby amended and restated
in its entirety to read as follows:

DEFINITIONS

DEFINED TERMS. As used in this Agreement, the following terms shall have the
meanings specified below:

                  "ABR Borrowing" shall mean a Borrowing comprised of ABR Loans.

                  "ABR Loan" shall mean any Standby Loan bearing interest at a
       rate determined by reference to the Alternate Base Rate in accordance
       with the provisions of Article II.

                  "Administrative Agents" shall have the meaning specified in
       the recital of parties to this Agreement.

                  "Administrative Fees" shall have the meaning assigned to such
       term in Section 2.06(c).


                                       2

                  "Affiliate" shall mean, when used with respect to a specified
       person, another person that directly or indirectly controls or is
       controlled by or is under common control with the person specified.

                  "Agent Parties" shall mean the Agents and the Joint Lead
       Arrangers.

                  "Agents" shall mean the Administrative Agents and the Paying
       Agent.

                  "Alternate Base Rate" shall mean, for any day, a rate per
         annum (rounded upwards, if necessary, to the next 1/16 of 1%) equal to
         the greater of (a) the Prime Rate in effect on such day and (b) the
         Federal Funds Effective Rate in effect on such day plus 1/2 of 1%. For
         purposes hereof, "Prime Rate" shall mean the rate of interest per annum
         publicly announced from time to time by the Paying Agent as its prime
         rate in effect at its principal office in New York City; each change in
         the Prime Rate shall be effective on the date such change is publicly
         announced as effective. For purposes hereof, "Federal Funds Effective
         Rate" shall mean, for any day, the weighted average of the rates on
         overnight Federal funds transactions with members of the Federal
         Reserve System arranged by Federal funds brokers, as released on the
         next succeeding Business Day by the Federal Reserve Bank of New York,
         or, if such rate is not so released for any day which is a Business
         Day, the arithmetic average (rounded upwards to the next 1/100th of
         1%), as determined by the Paying Agent, of the quotations for the day
         of such transactions received by the Paying Agent from three Federal
         funds brokers of recognized standing selected by it. If for any reason
         the Paying Agent shall have determined (which determination shall be
         conclusive absent manifest error) that it is unable to ascertain the
         Federal Funds Effective Rate for any reason, including the inability or
         failure of the Paying Agent to obtain sufficient quotations in
         accordance with the terms thereof, the Alternate Base Rate shall be
         determined without regard to clause (b) of the first sentence of this
         definition until the circumstances giving rise to such inability no
         longer exist. Any change in the Alternate Base Rate due to a change in
         the Prime Rate or the Federal Funds Effective Rate shall be effective
         on the effective date of such change in the Prime Rate or the Federal
         Funds Effective Rate, respectively.

                  "Applicable Facility Fee Percentage" shall mean on any date, a
         percentage per annum determined by reference to the Public Debt Ratings
         in effect on such date as set forth below:

                                        3


                 APPLICABLE FACILITY FEE PERCENTAGE PRICING GRID



                                                         APPLICABLE
                    PUBLIC DEBT                           FACILITY
                      RATINGS                                FEE
                    S&P/MOODY'S                          PERCENTAGE
                    -----------                          ----------
                                                      
                      Level 1

                  Greater than or                           0.075%
                       equal
                    to A and A2

                      Level 2

                  Greater than or                           0.085%
                      equal to
                    A- or A3 and
                  A-1 and P-1 but
                  less than Level 1

                      Level 3

                  Greater than or                           0.10%
                   equal to A- or
                   A3 and A-2 and
                    P-2 but less
                    than Level 2

                      Level 4

                  Greater than or                           0.10%
                   equal to BBB+
                  or Baa1 but less
                    than Level 3

                      Level 5

                  Greater than or
                  equal to BBB or
                  Baa2 but less                            0.125%
                    than Level 4

                      Level 6

                   Less than BBB
                      and Baa2                             0.175%



                  "Applicable Margin" shall mean on any date, with respect to
         Eurodollar Standby Loans, a percentage per annum determined by
         reference to the Public Debt Ratings in effect on such date as set
         forth below:

                                       4

                         APPLICABLE MARGIN PRICING GRID



                    PUBLIC DEBT
                      RATINGS                         APPLICABLE
                    S&P/MOODY'S                         MARGIN
                                                   
                      Level 1

                  Greater than or                       0.325%
                       equal
                    to A and A2

                      Level 2

                  Greater than or                       0.415%
                      equal to
                    A- or A3 and
                  A-1 and P-1 but
                  less than Level 1

                      Level 3

                  Greater than or                       0.525%
                   equal to A- or
                   A3 and A-2 and
                    P-2 but less
                    than Level 2

                      Level 4

                  Greater than or                        0.65%
                   equal to BBB+
                    or Baa1 but
                        less
                    than Level 3

                      Level 5

                  Greater than or
                  equal to BBB or
                   Baa2 but less                        0.875%
                    than Level 4

                      Level 6

                   Less than BBB
                      and Baa2                          1.325%



                  "Assignment and Acceptance" shall mean an assignment and
         acceptance entered into by a Lender and an assignee with the consent of
         the Borrower, and accepted by the Paying Agent in accordance with
         Section 8.04(e), substantially in the form of Exhibit B hereto.

                  "AT&T Broadband" means the Borrower's broadband business;
         provided that for purposes of the definition of "Indebtedness", "AT&T
         Broadband" shall mean any Person or Persons (whether existing as of the
         date hereof or subsequently formed) holding any significant portion of
         the Borrower's broadband business upon consummation of a Separation
         Transaction.

                                       5


                  "AT&T Business" means a Person (whether existing as of the
         date hereof or subsequently formed) that holds all or substantially all
         of the Borrower's consumer services and business services businesses
         upon consummation of a Separation Transaction involving AT&T Broadband.

                  "AT&T Business Spinoff" has the meaning set forth in Section
         5.05(c).

                  "AT&T Latin America" means AT&T Latin America Corp., a
         Delaware corporation.

                  "At Home Corporation" means At Home Corporation, a Delaware
         corporation.

                  "Attributable Debt" shall mean, as of the date of its
         determination, the present value (discounted semiannually at an
         interest rate implicit in the terms of the lease) of the obligation of
         a lessee for rental payments pursuant to any Sale and Leaseback
         Transaction (reduced by the amount of the rental obligations of any
         sublessee of all or part of the same property) during the remaining
         term of such Sale and Leaseback Transaction (including any period for
         which the lease relating thereto has been extended), such rental
         payments not to include amounts payable by the lessee for maintenance
         and repairs, insurance, taxes, assessments and similar charges and for
         contingent rents (such as those based on sales); provided, however,
         that in the case of any Sale and Leaseback Transaction in which the
         lease is terminable by the lessee upon the payment of a penalty,
         Attributable Debt shall mean the lesser of the present value of (a) the
         rental payments to be paid under such Sale and Leaseback Transaction
         until the first date (after the date of such determination) upon which
         it may be so terminated plus the then applicable penalty upon such
         termination and (b) the rental payments required to be paid during the
         remaining term of such Sale and Leaseback Transaction (assuming such
         termination provision is not exercised).

                  "Board" shall mean the Board of Governors of the Federal
         Reserve System of the United States.

                  "Board of Directors" shall mean the Board of Directors of the
         Borrower or any duly authorized committee thereof.

                  "Borrowing" shall mean a group of Loans of a single Type made
         by the Lenders (or, in the case of a Competitive Borrowing, by the
         Lender or Lenders whose Competitive Bids have been accepted pursuant to
         Section 2.03) on a single date and as to which a single Interest Period
         is in effect.

                  "Business Day" shall mean any day (other than a day which is a
         Saturday, Sunday or legal holiday in the State of New York) on which
         banks are open for business in New York City; provided, however, that,
         when used in connection with a Eurodollar Loan, the term "Business Day"
         shall also exclude any day on which banks are not open for dealings in
         dollar deposits in the London interbank market.

                  "Closing Date" shall mean the date hereof.





                                       6


                  "Code" shall mean the Internal Revenue Code of 1986, as the
         same may be amended from time to time.

                  "Commitment" shall mean, with respect to each Lender, the
         Commitment of such Lender as set forth in Schedule 2.01 hereto.

                  "Competitive Bid" shall mean an offer by a Lender to make a
         Competitive Loan pursuant to Section 2.03.

                  "Competitive Bid Accept/Reject Letter" shall mean a
         notification made by the Borrower pursuant to Section 2.03(d) in the
         form of Exhibit A-4.

                  "Competitive Bid Rate" shall mean, as to any Competitive Bid
         made by a Lender pursuant to Section 2.03(b), (i) in the case of a
         Eurodollar Loan, the Margin, and (ii) in the case of a Fixed Rate Loan,
         the fixed rate of interest offered by the Lender making such
         Competitive Bid.

                  "Competitive Bid Request" shall mean a request made pursuant
         to Section 2.03 in the form of Exhibit A-1.

                  "Competitive Borrowing" shall mean a Borrowing consisting of a
         Competitive Loan or concurrent Competitive Loans from the Lender or
         Lenders whose Competitive Bids for such Borrowing have been accepted by
         the Borrower under the bidding procedure described in Section 2.03.

                  "Competitive Loan" shall mean a Loan from a Lender to the
         Borrower pursuant to the bidding procedure described in Section 2.03.
         Each Competitive Loan shall be a Eurodollar Competitive Loan or a Fixed
         Rate Loan.

                  "Consolidated" refers to the consolidation of accounts in
         accordance with GAAP.

                  "Consolidated Net Tangible Assets" shall mean, at any date, as
         to the Borrower, the total assets appearing on the most recently
         prepared consolidated balance sheet of the Borrower and its
         Consolidated Subsidiaries as of the end of the most recent fiscal
         quarter of the Borrower for which such balance sheet is available,
         prepared in accordance with GAAP, less (a) all current liabilities as
         shown on such balance sheet and (b) Intangible Assets.

                  "Default" shall mean any event or condition which upon notice,
         lapse of time or both would constitute an Event of Default.

                  "dollars" or "$" shall mean lawful money of the United States
         of America.

                  "Equity Interests" means, with respect to any Person, shares
         of capital stock of (or other ownership or profit interests in) such
         Person, warrants, options or other rights for the purchase or other
         acquisition from such Person of shares of capital stock of (or other
         ownership or profit interests in) such Person, securities convertible
         into or exchangeable for shares of capital stock of (or other ownership
         or profit interests in) such Person or




                                       7

         warrants, rights or options for the purchase or other acquisition from
         such Person of such shares (or such other interests), and other
         ownership or profit interests in such Person (including, without
         limitation, partnership, member or trust interests therein), whether
         voting or nonvoting, and whether or not such shares, warrants, options,
         rights or other interests are authorized or otherwise existing on any
         date of determination.

                  "Eurodollar Borrowing" shall mean a Borrowing comprised of
         Eurodollar Loans.

                  "Eurodollar Competitive Loan" shall mean any Competitive Loan
         bearing interest at a rate determined by reference to the LIBO Rate in
         accordance with the provisions of Article II.

                  "Eurodollar Loan" shall mean any Eurodollar Competitive Loan
         or Eurodollar Standby Loan.

                  "Eurodollar Standby Loan" shall mean any Standby Loan bearing
         interest at a rate determined by reference to the LIBO Rate in
         accordance with the provisions of Article II.

                  "Event of Default" shall have the meaning assigned to such
         term in Article VI.

                  "Exchange Act" shall mean the Securities Exchange Act of 1934,
         as amended.

                  "Existing Bank Agreement" shall have the meaning set forth in
         Preliminary Statement No. (1).

                  "Facility Fee" shall have the meaning assigned to such term in
         Section 2.06(a).

                  "Fee Letter" shall mean the Fee Letter dated October 19, 2001,
         among the Borrower, the Joint Lead Arrangers, DB and Citibank.

                  "Fees" shall mean the Facility Fee, the Utilization Fee and
         the Administrative Fees.

                  "Financial Officer" of any corporation shall mean the chief
         financial officer, principal accounting officer, Treasurer or Assistant
         Treasurer of such corporation.

                  "Fixed Rate Borrowing" shall mean a Borrowing comprised of
         Fixed Rate Loans.

                  "Fixed Rate Loan" shall mean any Competitive Loan bearing
         interest at a fixed percentage rate per annum (expressed in the form of
         a decimal to no more than four decimal places) specified by the Lender
         making such Loan in its Competitive Bid.

                  "Funded Debt" shall mean any Indebtedness maturing by its
         terms more than one year from the date of the determination thereof,
         including any Indebtedness renewable or extendible at the option of the
         obligor to a date later than one year from the date of the
         determination thereof.





                                       8


                  "GAAP" shall mean generally accepted accounting principles,
         applied on a consistent basis.

                  "Governmental Authority" shall mean any Federal, state, local
         or foreign court or governmental agency, authority, instrumentality or
         regulatory body.

                  "Indebtedness" of any Person shall mean all indebtedness
         representing money borrowed which is created, assumed, incurred or
         guaranteed in any manner by such Person or for which such Person is
         responsible or liable (whether by agreement to purchase indebtedness
         of, or to supply funds to or invest in, others or otherwise), excluding
         indebtedness of AT&T Latin America and Monetized Debt; provided that
         for purposes of determining compliance with Section 5.08, (a)
         Indebtedness in the form of guarantees entered into by the Borrower or
         its Subsidiaries or for which the Borrower or any of its Subsidiaries
         is responsible or liable shall exclude (i) keep-well and other similar
         agreements to advance or supply funds (x) for the purchase or payment
         of any primary obligation of any other Person (the "primary obligor")
         or (y) to maintain working capital or equity capital of the primary
         obligor or otherwise maintain the net worth or solvency of the primary
         obligor and (ii) guarantees of obligations for which cross-guarantees
         or cross-indemnifications in favor of the Borrower or such Subsidiary
         from AT&T Wireless Services, Inc., Liberty Media Corporation, AT&T
         Corp., AT&T Broadband or AT&T Business exist and (b) Indebtedness shall
         be calculated net of cash and cash equivalents held by the Borrower and
         its Consolidated Subsidiaries on the date of determination (other than
         cash and cash equivalents held by AT&T Latin America).

                  "Intangible Assets" shall mean the value (net of any
         applicable reserves), as shown on or reflected in the most recently
         prepared consolidated balance sheet of the Borrower and its
         Consolidated Subsidiaries as of the end of the most recent fiscal
         quarter of the Borrower of: (i) all trade names, trademarks, licenses,
         patents, copyrights and goodwill; (ii) organizational costs; and (iii)
         deferred charges (other than prepaid items such as insurance, taxes,
         interest, commissions, rents and similar items and tangible assets
         being amortized); but in no event shall the term "Intangible Assets"
         include product development costs.

                  "Interest Payment Date" shall mean, with respect to any Loan,
         the last day of the Interest Period applicable thereto and, in the case
         of a Eurodollar Loan with an Interest Period of more than three months'
         duration or a Fixed Rate Loan with an Interest Period of more than 90
         days' duration, each day that would have been an Interest Payment Date
         for such Loan had successive Interest Periods of three months' duration
         or 90 days' duration, as the case may be, been applicable to such Loan
         and, in addition, the date of any conversion of such Loan to a Loan of
         a different Type.

                  "Interest Period" shall mean (a) as to any Eurodollar
         Borrowing, the period commencing on the date of such Borrowing or on
         the last day of the immediately preceding Interest Period applicable to
         such Borrowing, as the case may be, and ending on the numerically
         corresponding day (or, if there is no numerically corresponding day, on
         the last day) in the calendar month that is 1, 2, 3 or 6 months
         thereafter, as the Borrower may elect, (b) as to any ABR Borrowing, the
         period commencing on the date of



                                       9

         such Borrowing or on the last day of the immediately preceding Interest
         Period applicable to such Borrowing, as the case may be, and ending on
         the earliest of (i) the next succeeding March 31, June 30, September 30
         or December 31, (ii) the Maturity Date, and (iii) the date such
         Borrowing is converted to a Borrowing of a different Type in accordance
         with Section 2.05 or repaid or prepaid in accordance with Section 2.07
         or Section 2.12 and (c) as to any Fixed Rate Borrowing, the period
         commencing on the date of such Borrowing and ending on the date
         specified in the Competitive Bids in which the offer to make the Fixed
         Rate Loans comprising such Borrowing were extended, which shall not be
         earlier than seven days after the date of such Borrowing or later than
         360 days after the date of such Borrowing; provided, however, that if
         any Interest Period would end on a day other than a Business Day, such
         Interest Period shall be extended to the next succeeding Business Day
         unless, in the case of Eurodollar Loans only, such next succeeding
         Business Day would fall in the next calendar month, in which case such
         Interest Period shall end on the next preceding Business Day. Interest
         shall accrue from and including the first day of an Interest Period to
         but excluding the last day of such Interest Period.

                  "Joint Lead Arrangers" shall have the meaning specified in the
         recital of parties to this Agreement.

                  "LIBO Rate" shall mean, with respect to each Interest Period,
         a rate of interest determined on the basis of at least two offered
         rates for deposits in United States dollars for a period equal to such
         Interest Period commencing on the first day of such Interest Period
         appearing on the Reuters Screen LIBO Page as of 11:00 a.m. (London
         time) on the day that is two Business Days prior to the first day of
         such Interest Period. If at least two such offered rates appear on the
         Reuters Screen LIBO Page, the rate with respect to each Interest Period
         will be the arithmetic average (rounded upwards to the next 1/16th of
         1%) of such offered rates. If fewer than two offered rates appear,
         "LIBO Rate" in respect of any Interest Period will be determined on the
         basis of the rates at which deposits in United States dollars are
         offered by the Paying Agent at approximately 11:00 a.m. (London time)
         on the day that is two Business Days preceding the first day of such
         Interest Period to prime banks in the London interbank market for a
         period equal to such Interest Period commencing on the first day of
         such Interest Period.

                  "Lien" means any mortgage, pledge, security interest, lien,
         charge or other encumbrance, but shall not include any of the foregoing
         types of encumbrances that are incidental to the conduct of the
         business of the Borrower or any Restricted Subsidiary or the ownership
         of the property and assets of any of them and that were not incurred in
         connection with the incurrence of any Indebtedness. Such incidental
         encumbrances that are to be excluded from the term "Lien" include,
         without limitation: (i) pledges or deposits made to secure obligations
         of the Borrower or Restricted Subsidiary under workmen's compensation
         laws or similar legislation; (ii) liens imposed by law, such as
         materialmen's, mechanics', carriers', workmen's, vendors', repairmen's,
         or other like liens incurred in the ordinary course of business; (iii)
         governmental (Federal, state or municipal) liens arising out of
         contracts for the purchase of products of the Borrower or a Restricted
         Subsidiary, and deposits or pledges to obtain the release of any of the
         foregoing liens; (iv) liens created by or resulting from any litigation
         or legal proceeding


                                       10


         that is currently being contested in good faith by appropriate
         proceedings; (v) leases made or existing on Principal Property entered
         into in the ordinary course of business by the Borrower or a Restricted
         Subsidiary; (vi) landlords' liens under leases of Principal Property to
         which the Borrower or a Restricted Subsidiary is a party; (vii) zoning
         restrictions, easements, licenses or restrictions on the use of
         Principal Property or minor irregularities in the title thereto; (viii)
         deposits in connection with bids, tenders, contracts (other than for
         the payment of money) to which the Borrower or any Restricted
         Subsidiary is a party; (ix) deposits to secure public or statutory
         obligations of the Borrower or any Restricted Subsidiary; (x) deposits
         in connection with obtaining or maintaining self-insurance or to obtain
         the benefits of any law, regulation or arrangement pertaining to
         unemployment insurance, old age pensions, social security or similar
         matters; (xi) deposits of cash or obligations of the United States of
         America to secure surety, appeal or customs bonds to which the Borrower
         or any Restricted Subsidiary is a party; and (xii) liens for taxes or
         assessments or governmental charges or levies not yet due or
         delinquent, or which can thereafter be paid without penalty, or which
         are being contested in good faith by appropriate proceedings.

                  "Loan" shall mean a Competitive Loan or a Standby Loan,
         whether made as a Eurodollar Loan, an ABR Loan or a Fixed Rate Loan, as
         permitted hereby.

                  "Long-Term Debt" shall mean, at any time, any publicly-held
         senior unsecured debt obligations outstanding at such time with a
         maturity more than one year after the date of any determination
         hereunder.

                  "Long-Term Senior Debt" shall have the meaning specified in
         the definition of "Public Debt Ratings".

                  "Margin" shall mean, as to any Eurodollar Competitive Loan,
         the margin (expressed as a percentage rate per annum in the form of a
         decimal to no more than four decimal places) to be added to or
         subtracted from the LIBO Rate in order to determine the interest rate
         applicable to such Loan, as specified in the Competitive Bid relating
         to such Loan.

                  "Margin Regulations" shall mean Regulations T, U and X of the
         Board as from time to time in effect, and all official rulings and
         interpretations thereunder or thereof.

                  "Margin Stock" shall have the meaning given such term under
         Regulation U of the Board.

                  "Material Adverse Effect" shall mean a materially adverse
         effect on the business, assets, operations or condition, financial or
         otherwise, of the Borrower and its Subsidiaries taken as a whole (it
         being understood that neither the proposed Separation Transactions nor
         any event, condition or result reflected in reports or financial
         statements filed with the SEC prior to November 13, 2001, shall be
         deemed to give rise to a Material Adverse Effect).

                  "Maturity Date" shall mean December 13, 2002.




                                       11


                  "Monetized Debt" shall mean Indebtedness of the Borrower or a
         non-operating Subsidiary of the Borrower secured by capital stock of
         Persons not directly or indirectly controlled by the Borrower
         (collectively, the "Available Stock"), so long as the Borrower or such
         non-operating Subsidiary has at all times sufficient Available Stock so
         that upon maturity or exchange prior to maturity it may satisfy
         substantially all of the obligations arising under such Indebtedness
         (other than obligations to pay cash coupon amounts on such
         Indebtedness) solely by the delivery of Available Stock.

                  "Moody's" shall mean Moody's Investors Service, Inc. or any
         successor rating agency.

                  "Operational EBITDA" shall mean, for any period operating
         income (or operating loss) of the Borrower and its Consolidated
         Subsidiaries, excluding the operating income (or operating loss) of
         AT&T Latin America and At Home Corporation plus, to the extent deducted
         in determining such operating income (or operating loss), the sum of
         (a) depreciation expense, (b) amortization expense, (c) restructuring
         and other charges and (d) asset impairment charges. If the Borrower
         acquires (whether by purchase, merger, consolidation or otherwise) all
         or substantially all of the assets or property of any other Person, or
         engages in any asset sale permitted by Section 5.05, during any period
         in respect of which Operational EBITDA is to be determined hereunder,
         such Operational EBITDA will be determined on a pro forma basis as if
         such acquisition or such asset sale occurred on the first day of the
         relevant period if the Operational EBITDA attributable to such
         acquisition or assets sold represents more than 10% of the Borrower's
         Operational EBITDA calculated immediately prior to giving effect to
         such acquisition or such asset sale.

                  "Paying Agent" shall have the meaning specified in the recital
         of parties to this Agreement.

                  "Person" or "person" shall mean any natural person,
         corporation, business trust, joint venture, association, company,
         partnership or government, or any agency or political subdivision
         thereof.

                  "Principal Property" of the Borrower shall mean any land, land
         improvements, building and associated factory, laboratory office and
         switching equipment (excluding all products marketed by the Borrower or
         any Subsidiary) constituting a manufacturing facility, development
         facility, warehouse facility, service facility, office facility or
         operating facility (including any portion thereof), which facility (a)
         is owned by or leased to the Borrower or any Restricted Subsidiary, (b)
         is located within the United States and (c) has an acquisition cost
         plus capitalized improvements in excess of 0.25% of Consolidated Net
         Tangible Assets of the Borrower as of the date of such determination,
         other than (i) any such facility, or portion thereof, which has been
         financed by obligations issued by or on behalf of a State, a Territory
         or a possession of the United States, or any political subdivision of
         any of the foregoing, or the District of Columbia, the interest on
         which is excludable from gross income of the holders thereof (other
         than a "substantial user" of such facility or a "related person" as
         those terms are used in Section 103 of the Code) pursuant to the
         provisions of Section 103 of the Code (or any similar provisions




                                       12


         hereafter enacted) as in effect at the time of issuance of such
         obligations, (ii) any such facility which the Borrower's Board of
         Directors may by resolution declare is not of material importance to
         the Borrower and the Restricted Subsidiaries taken as a whole and (iii)
         any such facility, or portion thereof, owned or leased jointly or in
         common with one or more persons other than the Borrower and any
         Subsidiary of the Borrower and in which the interest of the Borrower
         and all Subsidiaries of the Borrower does not exceed 50%.

                  "Public Debt Ratings" means, as of any date, the lowest rating
         (other than any rating based on, or incorporating an expectation of,
         the prospective occurrence and consequences of a Separation Transaction
         in which AT&T Broadband is separated from AT&T Business) that has been
         most recently announced by either S&P or Moody's, as the case may be,
         for any class of non-credit enhanced long-term senior unsecured debt
         (the "Long-Term Senior Debt") and commercial paper (the "Short-Term
         Debt") issued by the Borrower; provided that (i) if the Borrower has
         caused the credit facility evidenced by this Agreement to be rated by
         S&P and Moody's, then such ratings shall be used in lieu of the ratings
         applicable to Long-Term Senior Debt and Short-Term Debt of the Borrower
         for all purposes hereunder, (ii) if the event referred to in the
         preceding clause (i) has not occurred and AT&T Business has assumed the
         obligations of Borrower hereunder then the Long-Term Senior Debt and
         Short-Term Debt ratings of AT&T Business will be used in lieu of such
         ratings of the Borrower and (iii) if the events referred to in the
         preceding clauses (i) and (ii) have not occurred but the Borrower has
         delivered to the Paying Agent a guaranty in substantially the form of
         Exhibit E hereto (the "AT&T Business Guarantee"), pursuant to which
         AT&T Business guarantees the obligations of the Borrower under this
         Agreement, the ratings established by S&P and Moody's for Long-Term
         Senior Debt of AT&T Business shall be used in lieu of the ratings
         applicable to Long-Term Senior Debt of the Borrower for all purposes
         hereunder and, if higher, the ratings established by S&P and Moody's
         for the Short-Term Debt of AT&T Business shall be used in lieu of the
         ratings applicable to Short-Term Debt of the Borrower for all purposes
         hereunder, in each case, for such time as the AT&T Business Guarantee
         remains in effect. For purposes of the foregoing, with respect to the
         Borrower or AT&T Business, as the case may be, (a) if S&P or Moody's
         shall have in effect a rating for only one but not both of the
         Long-Term Senior Debt or the Short-Term Debt, the Applicable Margin and
         the Applicable Facility Fee Percentage shall be the lowest level that
         may be determined by reference to the available rating; (b) if only one
         of S&P and Moody's shall have in effect Public Debt Ratings, the
         Applicable Margin and the Applicable Facility Fee Percentage shall be
         determined by reference to the available rating; (c) if neither S&P nor
         Moody's shall have in effect Public Debt Ratings for either of the
         Long-Term Senior Debt or the Short-Term Debt, the Applicable Margin and
         the Applicable Facility Fee Percentage will be set in accordance with
         Level 6 under the definition of "Applicable Margin" or "Applicable
         Facility Fee Percentage", as the case may be; (d) if any rating
         established by S&P or Moody's shall be changed, such change shall be
         effective as of the date on which such change is first announced
         publicly by the rating agency making such change; and (e) if S&P or
         Moody's shall change the basis on which ratings are established, each
         reference to the Public Debt Ratings announced by S&P or Moody's, as
         the case may be, shall refer to the then equivalent rating by S&P or
         Moody's, as the case may be.




                                       13


                  "Register" shall have the meaning given such term in Section
         8.04(d).

                  "Regulation D" shall mean Regulation D of the Board as from
         time to time in effect and all official rulings and interpretations
         thereunder or thereof.

                  "Required Lenders" shall mean, at any time, Lenders having
         Commitments representing at least 51% of the Total Commitment or, if
         the Commitments shall have been terminated, or for purposes of
         acceleration pursuant to clause (ii) of Article VI, Lenders holding
         Loans representing at least 51% of the aggregate principal amount of
         the Loans outstanding.

                  "Responsible Officer" of any corporation shall mean any
         executive officer or Financial Officer of such corporation and any
         other officer or similar official thereof responsible for the
         administration of the obligations of such corporation in respect of
         this Agreement.

                  "Restricted Securities" shall mean any shares of capital stock
         or Indebtedness of any Restricted Subsidiary (but shall not include any
         Margin Stock).

                  "Restricted Subsidiary" shall mean (a) any Subsidiary of the
         Borrower (i) which has substantially all of its property within the
         United States of America, (ii) which owns or is a lessee of any
         Principal Property, and (iii) in which the investment of the Borrower
         and all other Subsidiaries of the Borrower exceeds 0.25% of
         Consolidated Net Tangible Assets of the Borrower as of the date of such
         determination; provided, however, that the term "Restricted Subsidiary"
         shall not include (A) any Subsidiary of the Borrower (x) primarily
         engaged in the business of purchasing, holding, collecting, servicing
         or otherwise dealing in and with installment sales contracts, leases,
         trust receipts, mortgages, commercial paper or other financing
         instruments and any collateral or agreements relating thereto,
         including in the business, individually or through partnerships, of
         financing (whether through long- or short-term borrowings, pledges,
         discounts or otherwise) the sales, leasing or other operations of the
         Borrower and the Subsidiaries or any of them, or (y) engaged in the
         business of financing the assets and operations of third parties;


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