Insurance

CNA SURETY CORP
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CNA SURETY CORP
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INSURANCE BONUS AGREEMENT

This Agreement (�Agreement�) made this 23rd day of December, 2003 by and between Erie Indemnity Company, a Pennsylvania business corporation (the �Employer�), and Jeffrey A. Ludrof (the �Executive�).

WHEREAS, The Company and the Executive had previously entered into a Split Dollar Insurance Agreement, a copy of which is attached to this Agreement; and

WHEREAS, under the terms of the Split Dollar Insurance Agreement, the parties may mutually agree to terminate such contract; and

WHEREAS, the Employer and the Executive believe it is in their mutual interests to  . . .

INSURANCE BONUS AGREEMENT

This Agreement (�Agreement�) made this 23rd day of December, 2003 by and between Erie Indemnity Company, a Pennsylvania business corporation (the �Employer�), and Jeffrey A. Ludrof (the �Executive�).

WHEREAS, The Company and the Executive had previously entered into a Split Dollar Insurance Agreement, a copy of which is attached to this Agreement; and

WHEREAS, under the terms of the Split Dollar Insurance Agreement, the parties may mutually agree to terminate such contract; and

WHEREAS, the Employer and the Executive believe it is in their mutual interests to  . . .

INSURANCE BONUS AGREEMENT

This Agreement (�Agreement�) made this 23rd day of December, 2003 by and between Erie Indemnity Company, a Pennsylvania business corporation (the �Employer�), and Jan R. Van Gorder (the �Executive�).

WHEREAS, The Company and the Executive had previously entered into a Split Dollar Insurance Agreement, a copy of which is attached to this Agreement; and

WHEREAS, under the terms of the Split Dollar Insurance Agreement, the parties may mutually agree to terminate such contract; and

WHEREAS, the Employer and the Executive believe it is in their mutual interests to  . . .

INSURANCE BONUS AGREEMENT

This Agreement (�Agreement�) made this 23rd day of December, 2003 by and between Erie Indemnity Company, a Pennsylvania business corporation (the �Employer�), and Philip A. Garcia (the �Executive�).

WHEREAS, The Company and the Executive had previously entered into a Split Dollar Insurance Agreement, a copy of which is attached to this Agreement; and

WHEREAS, under the terms of the Split Dollar Insurance Agreement, the parties may mutually agree to terminate such contract; and

WHEREAS, the Employer and the Executive believe it is in their mutual interests to  . . .

INSURANCE BONUS AGREEMENT

This Agreement (Agreement) made this 23rd day of December, 2003 by and between Erie Indemnity Company, a Pennsylvania business corporation (the Employer), and John J. Brinling, Jr. (the Executive).

WHEREAS, The Company and the Executive had previously entered into a Split Dollar Insurance Agreement, a copy of which is attached to this Agreement; and

WHEREAS, under the terms of the Split Dollar Insurance Agreement, the parties may mutually agree to terminate such contract; and

WHEREAS, the Employer and the Executive believe it is in their mutual interests to terminate the Split Dollar Agreement because of specific but separate provisions of the Sarbanes-Oxley Act of 2002 with respect to the prohibition of loans to officers or directors of a public company, and U. S. Department of Treasury regulations (published September 17, 2003) with respect to the taxation of split dollar arrangements; and

WHEREAS, based on consideration of the Sarbanes-Oxley Act and Department of Treasury regulations, it was the recommendation of the Executive Compensation and Development Committee of Erie Indemnity Companys Board of Directors to terminate the Split Dollar Agreement and replace it with this Insurance Bonus Agreement, which recommendation was accepted and approved by the Board of Directors of Erie Indemnity Company at its meeting of December 9, 2003; and

NOW, THEREFORE, intending to be legally bound hereby, the Employer and the Executive agree as follows:


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INSURANCE BONUS AGREEMENT

Erie Indemnity Company, a Pennsylvania business corporation (the �Employer�), and Michael J. Krahe (the �Executive�) intending to be legally bound hereby agree as follows:  . . .

INSURANCE BONUS AGREEMENT

Erie Indemnity Company, a Pennsylvania business corporation (the �Employer�), and Thomas B. Morgan (the �Executive�) intending to be legally bound hereby agree as follows:  . . .