Universal American Financial Corp.

                                 GATEWAY FUND

                              Advisory Agreement

   AGREEMENT made the __ day of February, 2008, by and between THE GATEWAY
TRUST, a Massachusetts business trust (the "Fund"), with respect to its Gateway
Fund series (the "Series"), and Gateway Investment Advisers, LLC, a Delaware
limited liability company (the "Manager").

                                  WITNESSETH:

   WHEREAS, the Fund and the Manager wish to enter into an agreement setting
forth the terms upon which the Manager (or certain other  . . .

                          MASTER CUSTODIAN AGREEMENT

   This Agreement is made as of September 1, 2005 by and among each management
investment company identified on Appendix A hereto (each such investment
company and each management investment company made subject to this Agreement
in accordance with Section 18.6 below, shall hereinafter be referred to as a
"Fund"), and STATE STREET BANK and TRUST COMPANY, a Massachusetts trust company
(the "Custodian"),

                                  WITNESSETH:

   WHEREAS, each Fund may or may not be authorized to issue  . . .